Your home is your safe haven—make sure it’s protected. Our home insurance plans cover everything from natural disasters to theft, giving you the peace of mind you deserve. Safeguard your home and belongings with trusted coverage.
At Ocean Trust, we provide comprehensive home insurance solutions designed to safeguard your home and everything you hold dear. From unexpected damages to natural disasters, our coverage ensures you’re protected against life’s uncertainties. With our extensive expertise and dedication to service, you can trust us to handle the complexities while you focus on enjoying your home. Choose us for reliable protection, competitive rates, and outstanding customer care.
Protects detached structures on your property.
Covers your belongings from loss or damage.
Shields you against liability claims.
Covers medical expenses for injuries at home.
Provides living expenses during home repairs.
Protects your personal belongings (e.g., furniture, electronics, clothing, etc.) against damage or loss from events like fire, theft, vandalism, or certain natural disasters (such as windstorms or hail).
Offers protection if you’re held legally responsible for injury or damage to someone else’s property. For example, if a visitor gets injured in your apartment, or if you accidentally damage a neighbor’s property.
Covers extra costs if your rental unit becomes uninhabitable due to a covered event (like fire or severe water damage). This can include temporary housing, meals, and other necessary living expenses while repairs are made.
Covers minor medical expenses for guests who are injured while on your property, regardless of who is at fault.
Some renters policies may also offer additional endorsements or riders for specialized coverage, such as protection for expensive items like jewelry, artwork, or electronics, or coverage for identity theft.
Note that renters insurance does not typically cover damage caused by floods, earthquakes, or general wear and tear, and it won’t cover damage to the structure of the building itself—that’s the landlord’s responsibility.
809 N Homestead Blvd, Homestead
+1 866-356-2326
info@oceantrustinsurance.com
Start your journey to peace of mind with a personalized insurance quote. Share your details, and our dedicated team will provide you with a no-obligation, free estimate tailored to your needs. Let us help you protect what matters most.
