Your jewelry holds both financial and sentimental value—ensure it’s protected with our specialized jewelry insurance. From engagement rings to heirloom pieces, our comprehensive plans cover theft, loss, and damage. With Ocean Trust, you can wear your treasures with confidence, knowing they’re fully secured.
At Ocean Trust, we provide specialized jewelry insurance solutions designed to safeguard your most treasured possessions. From engagement rings to family heirlooms, our coverage ensures protection against loss, theft, or damage. With our expertise and commitment to exceptional service, you can trust us to handle the details, allowing you to cherish your valuables worry-free. Choose us for comprehensive protection, competitive rates, and outstanding customer care.
Covers loss of your precious jewelry due to unforeseen circumstances.
Protects against theft, ensuring your valuables are covered.
Insures your jewelry wherever you travel around the world.
Guarantees full replacement of your items at their insured value.
Coverage if your jewelry is lost, whether it’s misplaced, stolen, or destroyed.
Protection if your jewelry is stolen, either from your home or while you’re traveling.
Covers the cost of repairing or replacing jewelry that is accidentally damaged, such as broken chains, scratched stones, or bent settings.
If jewelry falls off, breaks, or is lost due to an accident, this may be covered.
Some policies also cover cases where you can’t explain how the jewelry went missing, as long as it was not intentional or due to negligence.
Most jewelry insurance policies will cover the cost of replacing your item with a new one of like kind and quality, or based on the appraised value.
Jewelry is often appraised at the time of the policy, and the coverage is based on the appraised value. This ensures you are compensated for the true value of the item.
Some policies cover the loss of stones or parts of your jewelry, such as missing diamonds, gemstones, or clasps.
However, it’s important to read the policy carefully because exclusions and limits may apply. For instance, some policies may not cover jewelry if it’s damaged due to wear and tear, or they might have restrictions on where the jewelry is worn (e.g., not covering loss if worn while engaging in certain high-risk activities).
It’s a good idea to check the details with your insurance provider to understand exactly what is covered.
809 N Homestead Blvd, Homestead
+1 866-356-2326
info@oceantrustinsurance.com
Start your journey to peace of mind with a personalized insurance quote. Share your details, and our dedicated team will provide you with a no-obligation, free estimate tailored to your needs. Let us help you protect what matters most.