Independent agency serving Miami-Dade & all of Florida

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Ocean Trust Insurance & Financial Services

About Ocean Trust

Your trust, our commitment.

We are a dedicated team of insurance specialists passionate about protecting what matters most to you. At Ocean Trust, we bring expertise, innovation, and personalized service to ensure you have peace of mind in every step of life.

A team, a mission

People driven by passion and purpose

We take pride in our customer-first approach, ensuring personalized guidance, competitive rates, and fast, reliable support. Our experts specialize in various types of insurance, including auto, home, commercial, life, and more.

At Ocean Trust Insurance, we believe in trust, transparency, and excellence—values that drive us to protect what matters most to you.

Our mission

To protect what matters most to our clients by providing personalized insurance solutions that deliver peace of mind, financial security, and support at every stage of their lives. We strive to be a trusted partner, guiding our clients with excellence and dedication toward a safer future.

Our vision

To become a leader in the insurance industry, recognized for our innovation, exceptional service, and commitment to safeguarding our clients. We aim to build a legacy of trust, excellence, and sustainable growth, becoming the first choice for comprehensive insurance solutions.

What you can expect

Your reliable partner for comprehensive, tailored insurance

We take pride in delivering exceptional insurance services tailored to your unique needs. With a commitment to excellence, we provide personalized plans, extensive coverage options, and the guidance of an expert team dedicated to your peace of mind. At Ocean…

Personalized Insurance Plans
Comprehensive Coverage Options
Affordable Rate Coverage
Experienced Staff Guidance
Fast and Reliable Service
Trustworthy and Transparent
Strong Client Relationships
Innovative Plan Solutions
Peace of Mind Guaranteed
JL

José Luis Laurido

Chief Executive Officer

14+ years leading and innovating in insurance

Meet our CEO

José Luis Laurido is a visionary leader with extensive experience in the insurance industry. As the CEO of Ocean Trust Insurance, he is dedicated to providing customized insurance solutions that protect individuals, families, and businesses across Florida.

With a background in business, insurance, and franchising, José Luis has spent over 14 years leading and innovating in the field. His commitment to excellence, integrity, and client satisfaction has positioned Ocean Trust as a trusted provider of comprehensive insurance solutions.

Under his leadership, Ocean Trust continues to expand, offering personalized coverage that meets the unique needs of its clients. Passionate about community engagement and financial security, José Luis strives to empower clients with the right protection and peace of mind.

Reviews

Why clients choose us

Excellent — based on 232 Google reviews

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“Quiero dejar unas palabras para agradecer la excelente atención que recibí de parte de Alex, el agente de seguros. Desde el primer momento fue muy amable, paciente y claro para explicarme todo. Yo ya soy una persona mayor y a veces estas cosas me cuestan un poco, pero Alex me trató con mucho respeto y dedicación,…”
MMaribel GuevaraGoogle review · Aug 2025
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“I had a great experience with Ocean Trust and Financial Services! The attention was excellent from start to finish. Fernández took the time to understand my needs and helped me find the best insurance option possible. I truly felt guided and supported throughout the process. Highly recommended!”
LLeyser MartinezGoogle review · Aug 2025
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“Este ha sido un servicio inigualable por parte de José Luis Fernández. Ha sido paciente y muy amable además de proveerme del seguro que estaba buscando. Gracias por su excelente trabajo”
GGladys ArevaloGoogle review · Aug 2025

Ready to secure your future?

Let’s start protecting what matters most — today.