Commercial Insurance · Miami & South Florida
Secure Your Business, Build Your Future
Protect your business from unexpected risks with our commercial insurance plans. From liability to property coverage, we offer tailored solutions that keep your operations running smoothly. Let’s secure your success together.
Business insurance quote
Get a commercial insurance quote for your company
Tell us your industry, payroll and vehicles. A licensed agent compares 25+ carriers and sends a no-obligation quote, usually the same business day.
What’s covered
Commercial Insurance You Can Trust
General liability, property and business insurance for Florida companies. Your agent tailors limits and deductibles to your situation and budget.
Protects your business property from damage.
Safeguards stock and equipment against loss.
Covers lost income during operational downtimes.
Protects against legal claims and damages.
Covers repair or replacement of essential equipment.
Protects against employee-related claims and liabilities.
Ocean Trust advantage
Secure Your Business with Ocean Trust Commercial Insurance
At Ocean Trust, we offer comprehensive commercial insurance solutions designed to protect your business, assets, and employees. From property damage to liability coverage, our plans ensure you’re safeguarded against unforeseen risks. With our expertise and personalized service, you can focus on growing your business while we handle the complexities of insurance. Choose us for tailored coverage, competitive rates, and unparalleled customer care.
- Quotes from 25+ carriers in one call
- Local agents in Homestead · English & Spanish
- Help with claims, changes and renewals
Coverage for your industry
Commercial insurance types we offer
Policies for storefronts, fleets, crews, offices and home-based businesses across Miami-Dade and Florida. We can combine them into a single program.
Third-party bodily injury, property damage and advertising claims.
Get a quoteBuildings, contents, inventory and equipment against fire, theft and storms.
Get a quoteBundles general liability and property for small and mid-size businesses.
Get a quoteEmployee injuries, lost wages and employer liability, as Florida requires.
Get a quoteErrors, omissions and legal defense for the advice or services you provide.
Get a quoteData breaches, ransomware, customer notification and legal costs.
Get a quoteExtra limits above your general liability, auto or property policies.
Get a quoteLost income and fixed costs while your business is closed after a covered loss.
Get a quoteWork vehicles are insured under commercial auto insurance, while employees who drive their own cars may also need personal auto insurance. We also place product liability, D&O, employment practices and commercial crime coverage. Not sure what fits? Talk to a licensed agent.
Free quote
Get your free commercial insurance quote today
Share your details and a licensed agent will compare carriers and send a no-obligation estimate tailored to you.
- (866) 356-2326
- info@oceantrustinsurance.com
- 809 N Homestead Blvd, Homestead, FL 33030
Related coverage
Complete your protection
Reviews
What our clients say
“Quiero dejar unas palabras para agradecer la excelente atención que recibí de parte de Alex, el agente de seguros. Desde el primer momento fue muy amable, paciente y claro para explicarme todo. Yo ya soy una persona mayor y a veces estas cosas me cuestan un poco, pero Alex me trató con mucho respeto y dedicación,…”
“I had a great experience with Ocean Trust and Financial Services! The attention was excellent from start to finish. Fernández took the time to understand my needs and helped me find the best insurance option possible. I truly felt guided and supported throughout the process. Highly recommended!”
“Este ha sido un servicio inigualable por parte de José Luis Fernández. Ha sido paciente y muy amable además de proveerme del seguro que estaba buscando. Gracias por su excelente trabajo”
Ready to protect your business?
Compare commercial quotes from 25+ carriers. Need personal coverage too? Explore auto insurance or talk to an agent.

