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Ocean Trust Insurance & Financial Services

Health Insurance · Miami & South Florida

Affordable, Reliable, and Comprehensive Coverage

Find the health insurance plan that fits your needs and budget. Our tailored solutions provide access to quality care, ensuring peace of mind for you and your family. Whether you’re seeking individual coverage or family plans, we’ve got you covered with trusted and affordable options. Learn how to secure your health today.

Excellent · 232 Google reviews25+ carriers compared
Health Insurance PlansIndividual & family plans

What’s covered

Health Insurance Plans

Affordable individual and family health insurance plans. Your agent tailors limits and deductibles to your situation and budget.

Preventive Care Coverage

Protects with routine check-ups and screenings.

Hospitalization Benefits

Covers in-patient services and hospital stays.

Prescription Drug Coverage

Helps with costs of essential medications.

Emergency Services

Ensures immediate care during medical emergencies.

Maternity and Newborn Care

Supports prenatal, delivery, and postnatal services.

Mental Health Services

Includes counseling, therapy, and substance abuse treatments.

Ocean Trust advantage

Stay Healthy and Secure with Ocean Trust Health Insurance

At Ocean Trust, we offer tailored health insurance plans designed to provide access to quality care for you and your family. From routine check-ups to unexpected medical expenses, our coverage ensures peace of mind and financial security. With a commitment to excellence and personalized support, you can rely on us to navigate the complexities of healthcare. Choose us for trusted coverage, affordable plans, and outstanding customer care.

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Covers room charges, surgery, and other inpatient care during a hospital stay.

Includes consultations with doctors, diagnostic tests, and minor surgeries that don’t require hospitalization.

Covers medication prescribed by a doctor.

Includes screenings, vaccinations, and wellness check-ups that help in preventing diseases.

Covers ambulance services and emergency room visits.

Provides coverage for pregnancy, childbirth, and the care of the newborn.

Covers therapy, counseling, and inpatient treatment for mental health conditions.

Covers therapy for recovery after surgery, injury, or certain medical conditions.

Some policies include basic coverage for dental check-ups, treatments, and vision care (though these are often separate plans).

Offers coverage for long-term management of conditions like diabetes, hypertension, or asthma.

Coverage for seeing specialists like cardiologists, dermatologists, etc.

Some plans cover complementary therapies like acupuncture, chiropractic care, or physical therapy.

*Each policy may have its own exclusions, limitations, and co-payments, so it’s important to carefully review the details of a specific plan.

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Reviews

What our clients say

Excellent — based on 232 Google reviews

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“Quiero dejar unas palabras para agradecer la excelente atención que recibí de parte de Alex, el agente de seguros. Desde el primer momento fue muy amable, paciente y claro para explicarme todo. Yo ya soy una persona mayor y a veces estas cosas me cuestan un poco, pero Alex me trató con mucho respeto y dedicación,…”
MMaribel GuevaraGoogle review · Aug 2025
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“I had a great experience with Ocean Trust and Financial Services! The attention was excellent from start to finish. Fernández took the time to understand my needs and helped me find the best insurance option possible. I truly felt guided and supported throughout the process. Highly recommended!”
LLeyser MartinezGoogle review · Aug 2025
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“Este ha sido un servicio inigualable por parte de José Luis Fernández. Ha sido paciente y muy amable además de proveerme del seguro que estaba buscando. Gracias por su excelente trabajo”
GGladys ArevaloGoogle review · Aug 2025

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