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Ocean Trust Insurance & Financial Services

Home Insurance · Miami & South Florida

Comprehensive Home Insurance Solutions

Your home is your safe haven—make sure it’s protected. Our home insurance plans cover everything from natural disasters to theft, giving you the peace of mind you deserve. Safeguard your home and belongings with trusted coverage.

Excellent · 232 Google reviews25+ carriers compared
Protect Your Home, Protect Your FutureHurricane & windstorm ready

What’s covered

Protect Your Home, Protect Your Future

Homeowners insurance with hurricane and windstorm protection for Florida homes. Your agent tailors limits and deductibles to your situation and budget.

Other Structures

Protects detached structures on your property.

Personal Property

Covers your belongings from loss or damage.

Personal Liability

Shields you against liability claims.

Medical Payments

Covers medical expenses for injuries at home.

Loss of use

Provides living expenses during home repairs.

Ocean Trust advantage

Protect Your Home and Peace of Mind with Ocean Trust Home Insurance

At Ocean Trust, we provide comprehensive home insurance solutions designed to safeguard your home and everything you hold dear. From unexpected damages to natural disasters, our coverage ensures you’re protected against life’s uncertainties. With our extensive expertise and dedication to service, you can trust us to handle the complexities while you focus on enjoying your home. Choose us for reliable protection, competitive rates, and outstanding customer care.

  • Quotes from 25+ carriers in one call
  • Local agents in Homestead · English & Spanish
  • Help with claims, changes and renewals

Free quote

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Reviews

What our clients say

Excellent — based on 232 Google reviews

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“Quiero dejar unas palabras para agradecer la excelente atención que recibí de parte de Alex, el agente de seguros. Desde el primer momento fue muy amable, paciente y claro para explicarme todo. Yo ya soy una persona mayor y a veces estas cosas me cuestan un poco, pero Alex me trató con mucho respeto y dedicación,…”
MMaribel GuevaraGoogle review · Aug 2025
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“I had a great experience with Ocean Trust and Financial Services! The attention was excellent from start to finish. Fernández took the time to understand my needs and helped me find the best insurance option possible. I truly felt guided and supported throughout the process. Highly recommended!”
LLeyser MartinezGoogle review · Aug 2025
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“Este ha sido un servicio inigualable por parte de José Luis Fernández. Ha sido paciente y muy amable además de proveerme del seguro que estaba buscando. Gracias por su excelente trabajo”
GGladys ArevaloGoogle review · Aug 2025

Ready to secure your future?

Let’s start protecting what matters most — today.