Motorcycle Insurance · Miami & South Florida
Comprehensive Motorcycle Insurance Plans
Hit the road with peace of mind knowing you’re covered. Our motorcycle insurance plans are designed to protect you and your bike, with options for liability, collision, and more. Ride safe and stay secure.
What’s covered
Ride with Confidence and Protection
Motorcycle insurance with liability, collision and theft protection. Your agent tailors limits and deductibles to your situation and budget.
Protects your motorcycle from collision damage.
Covers legal responsibilities for third-party damages.
Safeguards you against uninsured accident claims.
Provides help for towing and roadside emergencies.
Covers theft, fire, and non-collision damages.
Protects your gear and personal items from theft or damage.
Ocean Trust advantage
Protect Your Ride with Ocean Trust Motorcycle Insurance
At Ocean Trust, we offer comprehensive motorcycle insurance solutions designed to keep you and your bike safe on every journey. From coverage for collisions to protection against theft and liability, our plans ensure peace of mind while you ride. With a commitment to personalized service and competitive rates, you can trust us to handle the complexities of motorcycle insurance, allowing you to focus on the road ahead. Choose us for trusted protection, tailored coverage, and outstanding customer care.
- Quotes from 25+ carriers in one call
- Local agents in Homestead · English & Spanish
- Help with claims, changes and renewals
- Bodily Injury Liability: Covers medical expenses and legal fees if you are responsible for injuries to another person while operating your Jet Ski. This includes injuries to passengers or other individuals in the water.
- Property Damage Liability: Covers damage to another person’s property, such as docks, other watercraft, or boats, that you may accidentally damage while operating your Jet Ski.
Covers the cost of repairing or replacing your motorcycle if it’s damaged in an accident, regardless of who is at fault.
Protects against non-collision incidents such as theft, vandalism, fire, or weather-related damages.
Ensures coverage for medical expenses for you and your passengers resulting from a motorcycle accident, regardless of fault.
Safeguards you in case of an accident caused by a driver who has no insurance or insufficient coverage.
Provides help for breakdowns, towing, or emergency mechanical repairs while you’re on the road.
Protects custom modifications or accessories on your motorcycle, ensuring their value is covered.
Provides compensation for rental vehicles while your motorcycle is being repaired due to a covered incident.
Reimburses expenses such as lodging, food, and transportation if a breakdown or accident leaves you stranded far from home.
- Helmet and Riding Gear Coverage
Covers damage or replacement costs for protective gear like helmets, jackets, gloves, and boots in case of an accident. - Total Loss Replacement
Reimburses the full cost of replacing your motorcycle with a new one in the event it’s totaled, without depreciation deductions. - Tire and Wheel Protection
Covers repairs or replacements for damage to your tires and wheels caused by road hazards like potholes or debris. - Pet Injury Coverage
Protects veterinary expenses for injuries sustained by a pet traveling with you during an accident. - Key Replacement
Covers the cost of replacing lost or stolen keys and reprogramming the motorcycle’s locks. - Event Coverage
Provides liability and property damage protection if you participate in motorcycle shows or track events.
Free quote
Get your free motorcycle insurance quote today
Share your details and a licensed agent will compare carriers and send a no-obligation estimate tailored to you.
- (866) 356-2326
- info@oceantrustinsurance.com
- 809 N Homestead Blvd, Homestead, FL 33030
Related coverage
Complete your protection
Reviews
What our clients say
“Quiero dejar unas palabras para agradecer la excelente atención que recibí de parte de Alex, el agente de seguros. Desde el primer momento fue muy amable, paciente y claro para explicarme todo. Yo ya soy una persona mayor y a veces estas cosas me cuestan un poco, pero Alex me trató con mucho respeto y dedicación,…”
“I had a great experience with Ocean Trust and Financial Services! The attention was excellent from start to finish. Fernández took the time to understand my needs and helped me find the best insurance option possible. I truly felt guided and supported throughout the process. Highly recommended!”
“Este ha sido un servicio inigualable por parte de José Luis Fernández. Ha sido paciente y muy amable además de proveerme del seguro que estaba buscando. Gracias por su excelente trabajo”
Ready to secure your future?
Let’s start protecting what matters most — today.